About Us – SG Investment and Credit Pte Ltd

About Us

AAA Investment and Credit Pte Ltd, an established and registered money lender in Singapore opened our doors in 2012. We built our company with the philosophy and commitment to ensure everyone gets an equal chance of enjoying financial access and freedom.

Whether you are a local Singaporean or a foreigner setting up your base here, we believe that we have the financial options to help you get on with life better. What we bring to you is simple. We are not judgmental when it comes to lending money. We treat all our customers the same as long as you are committed to engage our service.

After all, we believe that you are the best manager of your life and when you need a second chance, we are always at arm’s length to help you. Ever since we opened our doors to serve the people in Singapore, we have helped countless people from all communities and backgrounds get back to their usual lifestyle.

Why Us?

The answer is simple. Because we are Singaporeans ourselves and we know how it feels when you are stuck in a financial situation you cannot get out of. We know that you can never expect things to be smooth flowing all the time. There will be times when you are in need of some quick cash whether it is for a last minute renovation or home repair, a vacation or to inject fresh funds into your business. That is when extra help like us comes in handy.

We provide instant cash to you but that is not all that we offer. Besides that, we are different from other money lenders because we give you value-added services too. We know that you would not have seek our services if you had a choice. That is why we offer flexibility for repayments. That is why we offer personalized services so that you are comfortable with us.

Our consultants

The most important factor that you must consider is that we are a registered money lender with the Ministry of Law of Singapore. That means you can rest be assured that working is us means you are protected by the law of the country. We are NOT unscrupulous money lender that you will feel uncomfortable with when you work with. So, when you seek our services, you can enjoy the peace of mind because we will ensure that you do!

Secondly, our consultants have worked with thousands of customers and they know very well what you are looking for. They are aware that you have financial difficulties and that is where they will guide you through on how to go about lending money from us. On top of that, we try to help you derive a payback scheme which is comfortable for you that will not squeeze your situation any further.

Payback schedule

You will be most interested to know that we abide by the regulations of the country’s laws which means there is a maximum rate when it comes to interest. The latest rate as allowed by the government of Singapore is 4% per annum and we will observe that. Meanwhile, our consultants will work with you in terms of the payback schedule.

This means that we will only require you to get into a timetable which is entirely up to you and which is acceptable by both parties. On top of that, if you get into a situation where you are unable to pay back as per scheduled, talk to your consultant to work out a different option so that you get some breathing space.

This is because our focus is on your ability to repay and to customize a service that is right for you. Whether it is a personal loan, a foreigner loan, a business or a payday loan, we have the option that will suit you. Just call us today and we can talk about the solutions to your problems.

Our Mission

To have a long-term commitment and relationship with our clients and to become the preferred provider of financial services. Our focus is to improve your quality of life through our value-added services.

Our Core Values

Our core values are simple! Sincere and honest services through ethical practices to your clients. We only want the best for your clients by offering financial solutions for everyone with no preferential treatment for foreigners or locals.

Our Services

  • Experienced and personalized consultants
  • highly flexible repayment schedules
  • Fast approval
  • refinancing and re-loans available
  • highly confidential process and understanding consultants
  • Options available for inability to repay as per scheduled
  • personalized packages for everyone
  • fast cash disbursement
  • simple and straightforward process